3 ms·

Many consultant/contractor firms esp for programmers provider insurance. Its usually not as good as a top tier company benefit package of course. The biggest is

Many consultant/contractor firms esp for programmers provider insurance. Its usually not as good as a top tier company benefit package of course. The biggest issue for me is you're unlikely to get a 401k or tax-benefited investment vehicle, which means if you're making programmer money you can't even do a ROTH or a traditional IRA due to income restrictions. So make sure its a really good jump in pay due to that at minimum.

marz0 6y ago
You can still make contributions to a Traditional IRA [0], you just won't be able to make deductions above a certain income if your employer offers a retirement plan [1]. [0] https://www.fidelity.com/retirement-ira/contribution-limits-deadlines https://www.fidelity.com/retirement-ira/contribution-limits-... [1] https://www.irs.gov/retirement-plans/ira-deduction-limits https://www.irs.gov/retirement-plans/ira-deduction-limits