Having kids took us from “will retire comfortably, probably early, without seriously having to sacrifice for it” to “uh, might retire only a little late, somewh

Having kids took us from “will retire comfortably, probably early, without seriously having to sacrifice for it” to “uh, might retire only a little late, somewhat comfortably, with great effort and luck?” We’re also at much greater risk, financially. On both counts healthcare costs/risks are a big part of why (lost wages and direct costs for childcare are are #1 on the cost side, though). Friggin’ American healthcare system.