This is correct. The driver is responsible when their actions—in contravention of the road rules—cause an accident. If a vehicle is L5, the only "driver" is sof

This is correct. The driver is responsible when their actions—in contravention of the road rules—cause an accident. If a vehicle is L5, the only "driver" is software. This software would need to attain a driver license just like a human would. Thus software becomes the vehicle's legal driver for the purpose of accountability in an accident. Tesla is absolutely willing to take responsibility. You'll have to use Tesla as your car insurance provider, but it'll be cheaper than anyone else's insurance so that's fine. Why would it be cheaper? Because they're insuring a driver that never gets angry, never gets distracted, doesn't drink and has high resolution dash cams pointing in every direction and capturing every moment. Even as the software is imperfect, it's going to have so many fewer accidents that the statistical risk of insuring the entire fleet is going to be minuscule compared to random humans.