Slower than regular tools? In Australia we have some of the most profitable banks on Earth. If I send $20 to my friend on a long weekend Friday morning it won'

Slower than regular tools? In Australia we have some of the most profitable banks on Earth. If I send $20 to my friend on a long weekend Friday morning it won't reach him until midday Tuesday. The fee is $2, 10% charge, 4 days wait. It's been a decade since bitcoin was created and they only just got around to realtime payments, though still not all banks have implemented it. The alternatives offered by the banking system is hardly a shining beacon of innovation for an industry that takes so much and has the government footing the bill for whenever it fails.