You can try to rationalize it in any way you want, however, that does not change the fact that engaging in an interest bearing transaction is parasitic and immo

You can try to rationalize it in any way you want, however, that does not change the fact that engaging in an interest bearing transaction is parasitic and immoral. > What other mechanism do you suggest for those? Pay in installments with 0% interest, for a reasonable period of time, not like we see today that even for auto loans they're giving them out to people who can't afford them over insane periods of time. This is a symptom of a corrupt underlying cause. The hyper capitalistic economy today is built on consumerism. Pushing people to buy things they don't need. Once we eliminate easy debt, consumerism will go down, prices will stabilize, and producers will be forced to give out 0% interest loans if they want to sell (or people can buy in cash). For small businesses, they can get investors to pitch in money in exchange for ownership of a specific percentage of the business. This way, the risk is carried by all parties, and both parties expect to either gain or lose, unlike with usurious loans.