I don't think it's that straightforward. If you're in a "law enforcement free-zone" and can bank a recurring service fee versus a one-time scam running these k

I don't think it's that straightforward. If you're in a "law enforcement free-zone" and can bank a recurring service fee versus a one-time scam running these kind of services, why not engage in such behaviour? There are career criminals with reputations also.