Minno seems to feel this is true as well, and are hard at work making a payment tool they feel is as simple and powerful as cash, without the political and regu

Minno seems to feel this is true as well, and are hard at work making a payment tool they feel is as simple and powerful as cash, without the political and regulatory trappings of bank-related NFC schemes or credit card tie-ins. If they can realize that, and make it work for non-US (might be the case, haven't looked at their terms yet), and easy to use, it'd be extremely welcome and I'll certainly use it. (Micro)payments on the web is still a very underserved area. I don't want to give my credit card details and personal information to pay for a $0.50 magazine issue or software download, or force my users to do this. (Also, hopefully it will be more reliable than Paypal, to not just block your account for vague reasons)