Thank you for your thoughtful reply. I do think that loans are a definite room for improvement in terms of reducing the cost of higher education. I will think

Thank you for your thoughtful reply. I do think that loans are a definite room for improvement in terms of reducing the cost of higher education. I will think how to approach this if I choose to do. I do not feel motivated to go into the political space - which is why I prefer a technology-focused approach. I will sit on these thoughts and see if I can come up with something I am comfortable taking on - thanks again!