I would have agreed with you before, but then I worked at a car dealership for two years. A lot of people can't calculate a monthly payment. I was surprised at

I would have agreed with you before, but then I worked at a car dealership for two years. A lot of people can't calculate a monthly payment. I was surprised at the time, but since then I've learned to be a lot more understanding. And that doesn't make them stupid or dim witted. Math is a skill, just like kindness or empathy.