>> 89 percent of respondents reported that they had paid their June bill in full I'd posit that a survey of payers likely understates delinquency rates. For on

>> 89 percent of respondents reported that they had paid their June bill in full I'd posit that a survey of payers likely understates delinquency rates. For one thing, it's a bit embarrassing to admit to a stranger that you cannot make your payments. Further, in today's surveillance state, why would anyone trust that the person asking a question is simply doing a survey? Many people might think the inquiry is coming from their landlord, bank, or some government agency (like INS) or secret police -- in which case they might not voluntarily admit that they are behind on their obligations.