I applied for a deferment on my existing mortgage (figured time in the market/savings would be better than paying the bills), but my mortgage broker cautioned t

I applied for a deferment on my existing mortgage (figured time in the market/savings would be better than paying the bills), but my mortgage broker cautioned that it could affect future refinances and loans since while the missed payments wouldn't affect my score, simply having the forbearance note on my account would be enough to spook a future lender.