You don’t know how much money you have left because sitting down and actually doing the maths require time and continuous effort. What’s with the copay? Can’t y

You don’t know how much money you have left because sitting down and actually doing the maths require time and continuous effort. What’s with the copay? Can’t you estimate that from previous year? Many of my friends are like this, especially the ones I lived with: they come to you and ask how much money they owe you thinking that you’ve got this magical ability to count money while it just doesn’t fit in their head that I actually did spend my (considerable amount of) time on doing the maths (including learning how to do the maths). My parents from Lithuania know exactly how to go around relevant tax law in the country (and everyone they know also know how to do that). They know that because they earn so little that it actually makes a huge difference. And to make it clear I come from a background where having any sorts of education is rare so it’s not like they are privileged enough to know it.