> I'm not sure why it's supposed to be a good thing that people can force other people to subsidize their life insurance after the risk of early payout is alrea

> I'm not sure why it's supposed to be a good thing that people can force other people to subsidize their life insurance after the risk of early payout is already known. It's like letting someone's family buy life insurance after they've already died. That's not insurance, it's charity. Insurance is what you get if you bought it before the risk came to light. This is one of the most callous and uncaring things I’ve ever read on this terrible website. Congratulations.