Agree to disagree I guess. Throw out the helping the world part. Your definition of gambling just seems off. By your definition, pretty much anything would be

Agree to disagree I guess. Throw out the helping the world part. Your definition of gambling just seems off. By your definition, pretty much anything would be considered gambling? A generic savings account might return less than inflation and you get nothing else for it. A checking account earns 0% and you get nothing else. Is that gambling?