> Unless you have math that says the average winnings people will get will make up for the .7-8% difference you see other institutions giving? That is how I pe

> Unless you have math that says the average winnings people will get will make up for the .7-8% difference you see other institutions giving? That is how I personally interpreted this statement from the OP: > We provide a rate of return on savings that on average is in-line with the top yielding savings accounts out there like Marcus or Ally. If that is true, then you're either choosing to earn your ~1-2% interest rate slowly but surely (in one of the high-yield savings accounts you listed) or in "batches" (using Yotta). It makes sense to me why people would prefer the latter. It also makes sense to me why many people here on HN would prefer the former.