The EV is overwhelmingly driven by savings and interest. The variance is from the lottery. Remember, the "product" is the variance people experience. Buy enoug

The EV is overwhelmingly driven by savings and interest. The variance is from the lottery. Remember, the "product" is the variance people experience. Buy enough lotto tickets to match the (appropriately normalized) variance Yotta provides. Then calculate whether full-amount-in-Yotta or lotto+residual-savings has higher EV.