> But if you just targeted your investments a bit more, you actually have a chance at making real money 1. I prefer passive investing. I already have one job.

> But if you just targeted your investments a bit more, you actually have a chance at making real money 1. I prefer passive investing. I already have one job. 2. More risk = more reward. I've purposely chosen this as my risk level. 3. Regardless of whether I'm smart or not, I'm not going to consistently beat the guy who eats-sleeps-and-drinks investing. Oh, and there are millions of him. 4. I believe it WILL allow me to retire earlier (given the power of compound interest and time).