If you want these "Payroll Protection Program" loans forgiven – that is, to receive the 'handout' – the funds must to be spent 75%+ on payroll expenses during

If you want these "Payroll Protection Program" loans forgiven – that is, to receive the 'handout' – the funds must to be spent 75%+ on payroll expenses during the covered period, with a remainder spent on mortgages/rent/interest/utilities. So that's what this recipient, & every other, will be spending the money on – unless they choose to either repay it, or defraud the program.