if we can avoid it, certainly not. It's very transparently only a loan if you fuck it up and can't bail yourself out in time. If you can get back on your feet

if we can avoid it, certainly not. It's very transparently only a loan if you fuck it up and can't bail yourself out in time. If you can get back on your feet, it's a relief program, so that's the strong incentive from our board to demonstrate, by way of restoring people to full pay and hours, that we have been sufficiently relieved.