Favoritism on the part of banks was real. Source - applicant for 4 separate, PPP loans that were eventually awarded. Banks are not stupid. They awarded funds

Favoritism on the part of banks was real. Source - applicant for 4 separate, PPP loans that were eventually awarded. Banks are not stupid. They awarded funds first to their clients that had outstanding loans with them. That meant the banks' own portfolio was not impaired, thanks to influx of PPP