> But what we do with the hand nature has dealt us is on us not nature. Saying "Hey it's nature that made that guy require so much resources, there's nothing we

> But what we do with the hand nature has dealt us is on us not nature. Saying "Hey it's nature that made that guy require so much resources, there's nothing we can do about that, they simply cost more and so they should have to pay more, or die more." Is both unethical and a lie, because, there IS something we can do about it. Yes, provide them charity. I think perhaps your emotions interfered with your concentration and you you didn't read my post quite carefully enough. Particularly this part: "Really what we have here is a situation where insurance is an appropriate solution for some people, while others need charity. You are presuming that there is no charity for some reason, and that those people who need it are the insurance systems responsibility too." Insurance companies aren't healthcare providers nor are they charities. Insurance is a product to manage risk. A certain and chronic need for health maintenance is not a risk anymore.