Walked into doctor for a weekly shot. That’ll be $60.00 copay. Balance billed to insurance. Me: how much without insurance? $15 dollars out the door. Ok

Walked into doctor for a weekly shot. That’ll be $60.00 copay. Balance billed to insurance. Me: how much without insurance? $15 dollars out the door. Okay... Few years later. I need an MRI. I call and ask how much. 750 dollar with insurance. (Deductible) Or $500 without insurance. I pay 1300 a month, and it’s often still cheaper to not use it. We need to change the questions that are asked. Not just who will pay for it. Because the same procedure at the same location can have drastically different costs depending on who is paying