Interesting note: for the purposes of life insurance coverage, your health information is NOT covered by HIPAA. It’s still technically PHI but life insurers are

Interesting note: for the purposes of life insurance coverage, your health information is NOT covered by HIPAA. It’s still technically PHI but life insurers aren’t a “covered entity” under HIPAA so are free to blast your information completely unencrypted to any of their partners. It’s ultimately the same reason Apple Health isn’t covered by HIPAA. It is pretty sketchy though given it’s almost involuntary if you want coverage.