This paper says 4% of cost goes towards "excess profits". I accept this without reservation. But it remains unsatisfying. What about the other overheads? Mark

This paper says 4% of cost goes towards "excess profits". I accept this without reservation. But it remains unsatisfying. What about the other overheads? Marketing, customer acquisition and retention? Health plan negotiators? Payment processing? Executive compensation? Etc, etc. Many others have guesstimated USA healthcare costs 50% more per capita than Canada. So eliminating administrative overhead would whack 1/3rd of the costs, right? Advocates for single payer could better emphasize all the unnecessary inefficiencies of our Freedom Markets™ health care system. All those "bullshit jobs" David Graeber has been telling us about.