Sorry, can't answer your questions - I don't live in Quebec, so my exposure is purely from reading the fine print notes for Quebec and seeing how they differ.

Sorry, can't answer your questions - I don't live in Quebec, so my exposure is purely from reading the fine print notes for Quebec and seeing how they differ. They may very well not actually be compliant with the laws. I'm a bit surprised that Amazon hasn't even bothered to adjust the billing for their 13-month cycle, that can't be the case for every company offering 13-month first yearly cycles, can it? Most recently I was looking at credit cards (HSBC, is particular) - it seems they can't waive the fist year's annual fee in Quebec, so they instead offer Quebec customers an additional welcome bonus of points equivalent to the annual fee.