I think this happens any time you separate the people who think about risk and the people who think about benefit. So long as there's a team with the job of man

I think this happens any time you separate the people who think about risk and the people who think about benefit. So long as there's a team with the job of managing risk, that's what they'll do. Balancing those two sides then becomes the job of someone up the stack who doesn't have the time to focus on all of the details.