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The obligatory insurance is also private.
by kgwgk 6y ago
The obligatory insurance is also private.
- nix23 6y agoFrom private company yes, but with private we mean the 'luxury' addon...the obligatory is regulated by the state, but administered by private company's.
- kgwgk 6y agoWho is “we”?
- nix23 6y agoWe the people.....of Switzerland
- kgwgk 6y agoI don't think I've ever heard anyone say "private insurance" to refer to the "supplementary insurance" (Zusatzversicherung / assurance complémentaire / assicurazione complementare), so if it's used in that sense it's not universal. Supplementary insurance is conceptually different, by definition, from comprehensive private health insurance which provides alternative coverage for what is already covered within the public healthcare system.
- nix23 6y agoPrivate Spitalversicherungen im Schweizer Vergleich: https://www.moneyland.ch/de/privat-versicherung-spital-vergleich https://www.moneyland.ch/de/privat-versicherung-spital-vergl... There is even a 'half-private' one
- kgwgk 6y agoWhat is private/semi-private in that phrase is the hospital room that the insurance covers, not the insurance itself.
- nix23 6y agoNot just the room, also better treatment more expensive medication etc That is whats called private, if you never heard the phrase private krankenkasse...well everyone uses it, it's also the first (maybe second) question when you go into any hospital.
- kgwgk 6y agoNot just the kind of hospital room, but I'd say it's the main difference (there are many different supplemental insurance products anyway). And I don't thing "semi-private insurance" is a thing anywhere else. Even if you're right and the term is used more generally than I thought, my main point stands: it's quite different from what people in other countries call "private health insurance" so in the context of the discussion here the distinction is relevant.
- nix23 6y ago>my main point stands: it's quite different from what people in other countries call You never made that point...sorry
- deleted 6y ago[deleted]
- kgwgk 6y agoI got slightly side-tracked when you said "we mean" and I wanted to clarify if you meant "the people having this discussion in this thread". But I actually made the point: Supplementary insurance is conceptually different, by definition, from comprehensive private health insurance which provides alternative coverage for what is already covered within the public healthcare system. Maybe I could have added for more clarity: And that's what the person you replied to means with "very few people have private health care in Europe, at least in the UK".