Here is what I would do if I were you: 1. Start Freelancing until you can live on free lancing work alone. If you don't have time stop taking classes. 2. Stop

Here is what I would do if I were you: 1. Start Freelancing until you can live on free lancing work alone. If you don't have time stop taking classes. 2. Stop taking classes anyway, and start an open source project. You'll be further ahead this way anyway. 3. Ask for a raise now and see if they will give it to you. I would expect they are underpaying you about 40K when you factor in the 20K + no benefits. If you can get a 15k raise out of them you'll be doing a lot better. 4. Go start your open source project on Github today and then come tell us about it!