> but it's also true that we're really bad at avoiding risks. I think we're good at avoiding individual risks but bad at avoiding systemic ones. Some mixture o

> but it's also true that we're really bad at avoiding risks. I think we're good at avoiding individual risks but bad at avoiding systemic ones. Some mixture of American individualism and capitalist-driven consumer culture has led America to a place where we belong to few groups aside from our family and job, and where we relatively rarely work together to solve problems. If we don't know how to fix something by spending money on it as individuals, we just don't know how to fix it.