You mentioned that you're already frustrated with your current situation now, so I think it would only increase the level of your disdain if you wait for a coup

You mentioned that you're already frustrated with your current situation now, so I think it would only increase the level of your disdain if you wait for a couple of months before asking what should be just appropriate. If you know you're good, capable and extremely passionate, pretty much you'd be able to secure some other gig which would at least take the financial matter off your head. But right now, given what you're making - it does would rattle you out knowing that your financial goals are unattainable. Good luck.