I would agree with you but all I see from “big tech” is further middlemen and more fees- orders of magnitude larger than 3%!! Want to order food online? That’l

I would agree with you but all I see from “big tech” is further middlemen and more fees- orders of magnitude larger than 3%!! Want to order food online? That’ll be 30% on top of your order, please. Oh, you wanted to pay for some bits through our app on your iPhone? Apple will take 30% of that too, thank you very much. We just switched HOA management companies and they had the audacity to charge a three dollar convenience fee if you pay your bill online! So I will just continue to pay via paper check and make life miserable for them because that incurs no fee. All I see is hypocrisy and more hands in my pocket wanting my money, not less.