4 ms·

It was terrifying to click this link and have it open up in the Apple Store app, with my payment info already available, and a big blue "Add to Bag" button unde

• jdavis703 6y ago
  The bank would immediately decline a $43,000 purchase on my card. Not only is this way over my debit card’s daily anti-fraud limit, it also exceeds my bank balance. I would recommend keeping a small balance in any account used for online purchasing.
  • lewisj489 6y ago
    My trick is to only have a £200 net worth
  • readme 6y ago
    I never purchase items with a debit card. A credit card always beats a debit card if you are able to pay it off every month. If there's a wrong transaction with a credit card, the company will 99.99% of the time immediately take your side, and all you have to do is click dispute, and the money is instantly credited to your account. With a debit card, in the past I have had to go through a week or so long process to get fradulent charges removed. Plus other benefits, there are perks like automatically extended warranty on purchases like this one (amex), and all sorts of discounts.
    • m463 6y ago
      I purchased something with a credit card, and returned it, but it was "lost" in shipping even though they signed for it. It took a while to notice, then it took a while to investigate and then a specified time period had elapsed and my cc company wouldn't reverse the charge. I cancelled the card.
      • readme 6y ago
        I'll stop blanket recommending credit cards now. Amex it is.
        • m463 6y ago
          Ha, it was amex. Yes, credit card are better than debit cards but I thought I would have more options.
  • _bxg1 6y ago
    I only use my credit card for online purchases, but now that you say that it would be several times my credit limit so it probably wouldn't go through