Lots of CC bonuses have a minimum spend specifically to filter richer customers. The problem is not that the company is trying to make money, it's that this ma

Lots of CC bonuses have a minimum spend specifically to filter richer customers. The problem is not that the company is trying to make money, it's that this market has become an oligopoly with too much pricing power. With the prevalence of credit card purchases this is a tax on every transaction in the economy. Even people that don't use a CC pay a price set for those that do.