> It would be nice if the US had PINs like Europe does for credit cards. Some cards do offer this feature, all issued by credit unions as I recall. Spokane Te

> It would be nice if the US had PINs like Europe does for credit cards. Some cards do offer this feature, all issued by credit unions as I recall. Spokane Teachers Credit Union, First Technology Federal Credit Union, and State Department Federal Credit Union are the three I know off the top of my head. Target's MasterCard version of its REDcard also has a PIN but you cannot apply for that card directly. (I have cards from each of them, except SDFCU, and have considered getting that one simply because it would be a chip-and-PIN Visa card and I don't have that particular combination.)