> No factory is going to use credit card when buying $100,000 worth of parts from a supplier. I have a business who uses a credit card every month to buy more

> No factory is going to use credit card when buying $100,000 worth of parts from a supplier. I have a business who uses a credit card every month to buy more than $100,000 worth of materials from a supplier. On the consumption end the card programs are wonderful, great purchase protection negotiated, delay on actual payment for additional working capital, and rewards. We basically never have to use cash for employee travel expenses, all via points. There is no benefit for me paying my suppliers via ACH, wire, or check.