First Republic has phenomenally great service and absolutely terrible tech, UI, etc. It all boils down to what your needs are from your bank. FRB are not great

First Republic has phenomenally great service and absolutely terrible tech, UI, etc. It all boils down to what your needs are from your bank. FRB are not great when it comes to lines, venture debt, etc but for day-to-day banking it's nice to have a real person on the other side.