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I have never seen a website offer SEPA direct debit and for good reason - that would be ripe for fraud; they can usually be reversed. For manual transfers, not

I have never seen a website offer SEPA direct debit and for good reason - that would be ripe for fraud; they can usually be reversed. For manual transfers, not only would you need their account number, but you would need the amount and transaction code and to manually enter those in your bank's app. Then, you have to manually return to the store's website to see if it succeeded. So no, the differences are not minor.

the8472 6y ago
> I have never seen a website offer SEPA direct debit and for good reason - that would be ripe for fraud; they can usually be reversed. I have seen plenty of those. Including amazon. > For manual transfers, not only would you need their account number, but you would need the amount and transaction code and to manually enter those in your bank's app. Then, you have to manually return to the store's website to see if it succeeded. That is a minor difference in my book. Fundamentally it's still a payment method and online. And it's not like credit cards are frictionless either, their verification has become more complex over the years too, redirecting you through various steps and requiring additional authentication.