>And a social security number, and pass a credit check, and have money to pay for the account (either directly by paying a monthly fee or through having enough

>And a social security number, and pass a credit check, and have money to pay for the account (either directly by paying a monthly fee or through having enough cash - $x0,000 deposited there). A permanent address also really helps too. How would having the USPS open new branches help then? Unless you mean to say that they won't have to abide by the KYC regulations that any other banking institution must work with. That just opens a new can of worms.