I vaguely recall having used one once, but I don't remember what it was for. Practically everything I've ever purchased has been via check, ACH, or debit/credi

I vaguely recall having used one once, but I don't remember what it was for. Practically everything I've ever purchased has been via check, ACH, or debit/credit (with the largest purchases, like my home down payment, happening via cashier's check). I've had a checking account my whole adult life (and then some), though. Some 22% of US households are either unbanked or underbanked (have a bank account but still have to use alternatives like check cashing services or payday loans in order to make ends meet)-- those are the people who are most likely to need to use money orders, even for routine payments like utility bills or rent.