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Of course the default rate is artificially higher because only loans with high interest are available and a more widely available reasonable rates would likely

Of course the default rate is artificially higher because only loans with high interest are available and a more widely available reasonable rates would likely lower those defaults.

sukilot 6y ago
That is utter speculation.
- AlexandrB 6y ago
  Seems kind of obvious. If expenses were lessened some of these businesses might be viable at a lower rate of profit. The only question is: how many?