Kiva indicates I have been using them for 8 years (2012); 75 countries/territories, 15 sectors, 163 activities and 258 field partners (the company on the other

Kiva indicates I have been using them for 8 years (2012); 75 countries/territories, 15 sectors, 163 activities and 258 field partners (the company on the other side processing the loan in country is the field partner to which you're referring). My lend focus is primarily agriculture, infrastructure education and other back end type microloans as opposed to finished goods and services typically for front end selling (a long time ago there was another website just for education, they merged with Kiva many years ago). Stats as of today: Delinquency rate 29.40%, Defaulted rate 7.67%, Currency loss rate 0.04% - the webUI indicates my Delinquency rate is higher than average (20.70%), same with Default rate (1.76%) but Currency loss much lower than average (0.33%). Results from folks who lend in the sectors I do not may have wildly different results...