Fraudsters may trick people into sending the wrong URL. If Whatsapp controls the payment platform, they can prevent a lot of fraud by mining their meta data. F

Fraudsters may trick people into sending the wrong URL. If Whatsapp controls the payment platform, they can prevent a lot of fraud by mining their meta data. For example, if the payment is marked as a gift, but the parties do not have a vibrant conversation, there is likely fraud.