You are worried about a sudden and unpredictable event which is right to be concerned about. I’m more concerned about routine, predictable care (even expensive

You are worried about a sudden and unpredictable event which is right to be concerned about. I’m more concerned about routine, predictable care (even expensive but schedule-able surgeries like knee replacements) that are gouging our entire system. We need drastic decrease in costs in this area which I believe is achievable in part through price transparency and “shopping around”. Indeed, the medical tourism industry, where Americans fly to foreign countries for medical and dental procedures, exists for this exact reason. Medicine is not entirely the same as other markets but pretending it is somehow entirely disconnected from basic economics is how we got into this mess in the first place.