I'd love to go to the doctor, but I don't have a pressing emergency; no-one is willing to schedule an appointment. I'd love to do to the dentist; the very few

I'd love to go to the doctor, but I don't have a pressing emergency; no-one is willing to schedule an appointment. I'd love to do to the dentist; the very few I've found willing to do routine teeth cleaning have a reservation system that requires winning the scheduling lottery. I guess that superficially, I'm fine. For now, at least. At least I have an HSA; most of my health insurance money is sitting in an account instead of being lost forever.