1. Isn't this solving the wrong problem? Rather than hiding this information from the insurance company, we can make - and have made - it impermissible for them

1. Isn't this solving the wrong problem? Rather than hiding this information from the insurance company, we can make - and have made - it impermissible for them to use the information as the basis of setting rates. 2. Again, solving the wrong problem. Also, coming to the attention of a prosecutor with a sufficient vendetta to go to various companies to try to dig up dirt seems rather far-fetched. And if they couldn't use personal data for that purpose, wouldn't they find another avenue? 3. If I had kids, I'd want them to be protected - it certainly seems reasonable that children's personal data be protected. Once they become adults, though, I don't see why a parent should have any control over their adult children's behavior. 4. Firstly, you're assuming that your interlocutor shares your concerns about the uses to which that data could be put. Second, data goes stale, meaning it ceases to be valuable or potentially harmful. 5. And the world is also filled with clever and scrupulous people who want to use personal data in ways we can't imagine to everyone's benefit. Shutting down collection and use of personal data prevents those beneficial uses as well as any harmful ones (indeed more so).