1. Open an account on any Bitcoin exchange (mtgox.com, bitcoinusa.com, etc) 2. Fund your account by wire or ACH transfer (supported by most exchanges) 3. Plac

1. Open an account on any Bitcoin exchange (mtgox.com, bitcoinusa.com, etc) 2. Fund your account by wire or ACH transfer (supported by most exchanges) 3. Place a 'buy' order in 2 mouse clicks to buy BTC at the current market rate. Done. Or if you know someone in the real world who has coins, just make him a cash offer to send you directly the BTC (using the Bitcoin software, without going through a third party such as an exchange).