Okay, let me take a stab at it. Linking health care directly to employment means that people CANNOT take off work if they're sick. This is dangerous in normal

Okay, let me take a stab at it. Linking health care directly to employment means that people CANNOT take off work if they're sick. This is dangerous in normal times. In a pandemic, this means that businesses shutting down isn't just an economic crisis, it's also a health care crisis. The idea of individual responsibility for group problems, like a pandemic, leads to actors predictably behaving selfishly (staying open, no masks, going to work) -- it's predictable and preventable by socializing the responsibility. And secondarily, because the US government is incompetent and has been for years does not mean that government, in general, is a failure.