I know how it works: I've been subject to them several times. (For those that don't know, it's a series of questions, see link for screenshots.) Most of the q

I know how it works: I've been subject to them several times. (For those that don't know, it's a series of questions, see link for screenshots.) Most of the questions can be easily figured out. See this article: https://blog.alloy.co/answering-my-own-authentication-questions-prove-that-theyre-useless-386191e4f62f https://blog.alloy.co/answering-my-own-authentication-questi... Anecdote: I was once asked what type of car I got a loan for. First of all, just because the dealer pulled my credit doesn't mean I bought it (I never took out a loan for the vehicle). Second, just go on Google Street View to see what car is in my driveway, or check social media because people like to post pictures of their cars. So again, more incorrect data they used to verify me, and if it was correct, it wouldn't be secure!