Just because you work a 9-5 job doesn't mean that all of your risk is tied up in the fate of a single employer, subject to their whims. For most people, if som

Just because you work a 9-5 job doesn't mean that all of your risk is tied up in the fate of a single employer, subject to their whims. For most people, if something happens to their current employer, they can go get another one! In this economy especially, with a decent skillset you can probably go get another job in 2-4 weeks. The real risk is much closer to _how many employers exist that might hire you_. If there are only a couple of businesses that need people with your skillset then that's a problem. If your skillset has a wide demand though then it's fine to only collect your income from one source at a time. If one employer dries up go take your skills elsewhere.