The only time I've ever suffered from "stolen id", not even cards or accounts, was with an online porn company that sold the account in arrears to a collections

The only time I've ever suffered from "stolen id", not even cards or accounts, was with an online porn company that sold the account in arrears to a collections agency. The agency even admitted they had nothing linking me to the transactions other than my name, but demanded I pay up. A stern letter fixed the problem from my end.